Suncorp Car Insurance

Suncorp Car Insurance is a  provider of car insurance in Australia, as well as other products such as home, life, health and travel insurance. It also offers various banking products.

The Suncorp Group is an Australian financial services organisation based in Brisbane. Its heritage goes back to 1902. It now has a total of $96 billion in group assets and 3.8 million digital customers.

The group includes a network of brands, offering a diverse portfolio of insurance, banking and wealth products and services across Australia and New Zealand. This network of brands includes AAMI, GIO, Shannons, Bingle, Apia and Vero.

What types of car insurance does Suncorp offer?

Suncorp offers comprehensive, third party property damage, third party fire and theft insurance, and compulsory third party (CTP) insurance, at the time of writing.

If you’re unsure about which kind of car insurance is most appropriate for you, or you’d like more information on the differences between the different levels of cover.

Below is some further information on Suncorp’s comprehensive car insurance product.

Suncorp Comprehensive Car Insurance

Comprehensive Car Insurance is Suncorp’s highest level of car insurance cover and is designed to protect drivers for the cost of damage caused to their car, as well as to other people’s vehicles and property.

Suncorp offers three levels of comprehensive cover, which it calls Comprehensive, Comprehensive Extras, and Comprehensive Advantage.

Some of the features offered by Suncorp’s Comprehensive Car Insurance, at the time of writing, include:

  • Accidental loss or damage cover, up to the amount covered or the vehicle’s market value, depending on what is stated on your policy
  • Third party property damage cover, up to a maximum of $20 million
  • Malicious damage or vandalism cover
  • 24/7 online claims service
  • A range of included extra features such as cover for your trailer, tools of trade, and baby capsule and child seats.

Customers can also choose to add on the following optional features for an extra cost:

  • Roadside assistance
  • Hire car after an insured event for up to 21 days
  • Windscreen and window glass damage

How do you buy car insurance from Suncorp?

First, consider comparing comprehensive car insurance policies among a range of providers with Canstar to see if you can find a product that suits your needs.

If you choose to go with Suncorp, you can get a car insurance quote directly through its website or over the phone.

Does Suncorp let you nominate a higher or lower excess?

According to Suncorp, excesses of $600 and $1500 are offered for drivers who are listed on your insurance policy, and $1400 for unlisted drivers. The amount and types of excesses will be shown on your certificate of insurance. Age excess (for drivers under 25) and inexperienced driver (driving for less than 2 years) excess of $400 is applicable. This excludes learner drivers. Suncorp also has a driver history excess of $800 which applies to drivers who have had their license cancelled, suspended, disqualified or restricted in the past three years.

Remember, varying the excess amount can reduce the premium. In general, the higher the excess the lower the premium amount and vice versa.

The excess amount can be waived in instances where you or the driver of your vehicle didn’t cause the accident and you supply Suncorp with the at fault driver’s name, address and their vehicle’s registration number.

Does Suncorp let you choose between market and agreed value?

Suncorp allows policyholders to choose between covering their vehicle for its market value or an agreed value for most claim types. Its agreed value, or ‘amount covered’ option allows policyholders to choose between a set range of quoted dollar values. Some exclusions may apply. Check with Suncorp for details.

If you’re not sure which of these options would be better for your vehicle specifically,

How do you lodge a claim with Suncorp?

You can lodge a claim with Suncorp through its online claims process. Once the claim has been lodged, Suncorp states you will be able to track the progress of your claim online and when finalised, you will be contacted to organise either a pick up of your repaired vehicle or payout.

How do you renew your car insurance with Suncorp?

Suncorp allows for policy renewal and updates through its website. You can also pay or renew in person at a Suncorp branch, over the phone or via post. According to Suncorp, your policy will automatically renew if you set up automatic debiting for the premium for your account.

Consider comparing car insurance policies before simply renewing the same policy, to help ensure you can continue to get the cover you need as well as value for money.

Overview of Public Universities in South Africa

Here's an overview of some public universities in South Africa, including general admissions requirements and estimated application periods. Keep in mind, specific program requirements and dates can vary significantly, so it's important to check each university's official website for the most current information.

University of Pretoria

  • Admissions Requirements: National Senior Certificate with minimum scores in specific subjects related to the chosen program; for international students, equivalent qualifications.
  • Application Period: Usually opens in March and closes at the end of July for most programs.

University of Cape Town

  • Admissions Requirements: National Senior Certificate with pass levels required for degree study; subject-specific requirements depending on the program.
  • Application Period: Application opens in April and closes at the end of July.

Stellenbosch University

  • Admissions Requirements: National Senior Certificate with required marks; some programs have additional testing.
  • Application Period: Opens in March and typically closes at the end of June.

University of the Witwatersrand

  • Admissions Requirements: Matriculation certificate with university exemption; required scores vary by faculty.
  • Application Period: Begins in March and ends on the 30th of September.

University of Johannesburg

  • Admissions Requirements: Matric exemption with a minimum APS score; specific subject requirements based on the faculty.
  • Application Period: Opens in April and generally closes by the 30th of September.

University of the Free State

  • Admissions Requirements: National Senior Certificate with specific marks for the program applied to; additional requirements for certain courses.
  • Application Period: Typically opens in April and closes at the end of August.

University of Venda

  • Admissions Requirements: Completion of the National Senior Certificate with an endorsement for diploma or degree studies; specific APS scores needed.
  • Application Period: Usually from May to September.

University of Fort Hare

  • Admissions Requirements: National Senior Certificate with university exemption; certain programs may have specific requirements.
  • Application Period: Opens around May and closes at the end of September.

University of the Western Cape

  • Admissions Requirements: National Senior Certificate with specific performance levels; additional requirements for certain programs.
  • Application Period: Generally from May to September.

North-West University

  • Admissions Requirements: National Senior Certificate with university exemption; program-specific requirements may apply.
  • Application Period: Opens in March and usually closes by the end of August.

Rhodes University

  • Admissions Requirements: National Senior Certificate or equivalent; minimum academic performance in certain subjects.
  • Application Period: Applications open in April and close at the end of September.

Nelson Mandela University

  • Admissions Requirements: National Senior Certificate with required scores for chosen programs; portfolio or additional tests for some faculties.
  • Application Period: Opens in April, with a deadline at the end of August for most programs.

Cape Peninsula University of Technology

  • Admissions Requirements: National Senior Certificate with specific scores; additional requirements for certain courses.
  • Application Period: Opens in May and typically closes by the end of September.

University of Limpopo

  • Admissions Requirements: Senior Certificate with endorsement for diploma or degree courses; specific APS scores for different programs.
  • Application Period: From April to September.

University of Zululand

  • Admissions Requirements: National Senior Certificate with an endorsement for bachelor’s degree studies; specific score requirements for various programs.
  • Application Period: Usually between April and November.

Central University of Technology

  • Admissions Requirements: National Senior Certificate with specific scores for the chosen field of study; additional criteria for certain programs.
  • Application Period: Application period generally starts in May and ends in October.

Vaal University of Technology

  • Admissions Requirements: National Senior Certificate with a pass that qualifies for admission to bachelor’s degree, diploma, or higher certificate programs.
  • Application Period: Typically from May to September.

Walter Sisulu University

  • Admissions Requirements: National Senior Certificate with required scores for chosen programs; additional criteria for certain faculties.
  • Application Period: From April to September.

This list provides a starting point for understanding the admissions landscape across South Africa's diverse higher education institutions. Given the variability in programs and requirements, it's crucial to consult each university's website for the most accurate and up-to-date information.

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